Qualifying Home Improvements

Choose your state below to find out what types of home improvements can qualify you for special financing.

CT | MA 


Connecticut

SPECIAL OFFER through Connecticut Housing Investment Fund (CHIF) until December 31, 2014--0% Energy Efficiency Payment Plan for any "Type 1 " qualified improvement. Loans of $1,000 to $3,000 with a maximum loan term of 36 months are available to install any "Type 1" measure. Rebates may also be available.

Click here to apply online

Comprehensive Improvements/Equipment Replacement Qualifying as "Type 1"

Measures below are eligible for 0% or 2.99%; must install at least ONE "Type 1" measure, and at least TWO total eligible measures in order to qualify for $3,000 - $25,000 at 2.99%.

  • High Efficiency Insulation - Must conform to current Home Energy Solutions rebate requirements.
  • ENERGY STAR® Ductless Heat Pumps - Must meet the EnergizeCT Ductless Heat Pump rebate criteria.
  • ENERGY STAR® Electric Heat Pump Water Heaters - Energy Factor (EF) 2.0 or greater
  • ENERGY STAR® Tankless Natural Gas Hot Water Heaters - 0.82 Energy Factor (EF) or greater.
  • Indirect/Combination Water Heaters attached to a natuarl gas ENERGY STAR® boiler - 90% (AFUE) or greater.
  • ENERGY STAR® Natural Gas Condensing Storage Tank - 95% Thermal Efficiency or greater.

All Other Improvements/Equipment Replacements ("Type 2" measures)

(4.49% for a 5 year term; 4.99% for a 7 year term; 5.99% for a 10 year term; 6.99% for a 12 year term if not combined with a "Type 1" measure)

  • ENERGY STAR® Central Air and Heat Pump Systems - New or replacement Central A/C, utilize Heating and Cooling System Rebates and complete HVAC pre-qualification checklist. Minimum rating of 14.5 SEER, 12 EER, 8.2 HSPF.
  • ENERGY STAR® Air to Air Heat Pump - New or replacement system - Minimum rating of 14.5 SEER, 12EER, 8.2 HSPF. Must complete HVAC pre-qualification checklist.
  • ENERGY STAR® Natural Gas Furnaces and Boilers:
  • Furnaces (CEE TierII): 95% AFUE with air handler performance level of 2% or lower; replacement of operating system. Must complete HVAC pre-qualification checklist.
  • Boilers 90% AFUE with temperature reset or purge control.
  • Windows - ENERGY STAR® replacement windows - must meet HES program eligibility and replacement criteria and is available only for the replacement of single pane windows.
  • ENERGY STAR® Natural Gas Hot Water Heaater: Natural Gas Storage Tank with a .67 Energy Factor or greater.
  • Geothermal Systems (must meet 2012 ENERGY STAR® criteria) - Home must meet current HES program guidelines. http://www.ctenergyinfo.com/hes
  • Oil/Propane Heating Equipment - Propane furnaces: 95% AFUE with air handler performance level EAE of 2% or lower.  Propane boilers: 90% AFUE with temperature reset or purge control. Oil furnaces and boilers must be ENERGY STAR® (86% AFUE).  Furnaces must have an air handling performance level EAE of 2% or lower.  Boilers must have temperature reset or purge control.

Massachusetts

Information coming soon. Check back frequently for updates.