How to Receive Financing

Receiving financing through your state's energy efficiency program is easy! Choose your state below to find out what steps will get you on the road to energy efficiency.



1. Schedule a professional energy assessment by signing up for Home Energy Solutions through Lantern Energy and immediately receive efficiency improvements and energy savings for only a $99 co-pay for Eversource and UI Customers. Fill out the Home Energy Solutions Application now »

2. Discuss options and obtain a professional estimate through Lantern Energy. Contact our Relationship Account Manager for more details - or call 877-878-3006 Ext. 103.

3. Apply for financing at or by calling 1-800-992-3665.

4. Start saving! No down payment is required, and your first payment is due within 30 days of the completion of the project to your satisfaction.


1. Contact MassSaves to schedule your Home Energy Assessment 866-527-7283 and request Lantern as your Insulation Contractor.

2. During your home energy assessment, a technician will assess your energy efficiency improvement needs and determine what improvements are eligible for financing.

3. Your technician will provide you with a HEAT Loan Intake form, as well as forms outlining the program steps and minimum standards and requirements for your energy efficiency project.

4. Start saving! Residential customers are eligible for 0% loans up to $25,000 with terms up to 7 years.